When planning for retirement, it's important to weigh the benefits of annuities and 401(k) plans. Annuities offer predictable income, shielding retirees from market swings, but they may come with high fees and less flexibility. 401(k) accounts, on the other hand, allow employees to save with pre-tax contributions and employer matches, offering growth potential but carrying investment ... https://www.federalpensionadvisors.com/post/annuity-vs-401k